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Death Plan (What Most Attorneys Provide)
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Only avoids probate after death
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Leaves your family powerless if you become disabled
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Can force loved ones into expensive conservatorship court
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Fails to protect the surviving spouse if you pass first
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Allows assets to go “sideways” — to in-laws, or even strangers
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Children inherit outright → exposed to divorce, lawsuits, and predators
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Often sold at exorbitant fees for inadequate protection
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Frequently missing key documents (Pour-over Will, Power of Attorney, Health Care Directive)
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Clients left to handle trust funding themselves
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Ignores the most dangerous threat: $13,656/month nursing home costs

Life Plan (What We Provide)
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Avoids probate
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Protects you if you become disabled — no conservatorship needed
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Prevents banks and institutions from freezing your accounts
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Protects trustees from false claims of elder abuse, fraud, or identity theft
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Provides asset protection for the surviving spouse
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Includes remarriage protection so assets stay in your family line
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Prevents sideways inheritance (keeps property from going to in-laws or strangers)
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Builds strong inheritance safeguards for children against divorce, creditors, and predators
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Always includes all essential documents (pour-over will, powers of attorney, health care directives)
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Asset funding handled for you — not left to chance
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Guidance on nursing home costs and Medi-Cal planning so you don’t lose everything
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Flat, transparent fees — no hidden costs
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Protection for your family and assets from the moment you sign

Why Families Choose Our Life Plan
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We don’t cut corners or sell “death plans.”
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Every Life Plan includes the documents, funding, and protections most attorneys ignore.
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You get clear guidance, fair flat fees, and a plan that actually works when your family needs it most.
✅ Real Protection. Real Value. Peace of Mind.

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Describe your image

Describe your image

Trusted by Central Valley Families for Over 20 Years
Russell C. Miller, Esq., has helped thousands of families in California, mostly the Central San Joaquin Valley, protect their homes, avoid probate, and safeguard their legacy. Clients trust us because we focus on clear communication, flat fees, and complete peace of mind.






